Soft Financing Scheme for Services Sector (SFSSS)


Malaysian Industrial Development Finance Berhad (MIDF)


1. New start-up companies/enterprises – a creation of new services entrepreneurs.
2. Expansion/upgrading/modernisation/diversification for existing services providers into higher value-added activities and improving productivity and efficiency in service delivery.

Funding Amount

Minimum: RM100,000
Maximum: RM5,000,000

Claim Method

Claim to be given to the vendor/supplier directly or to the applicant if the payment is made in advance.

Purpose of Financing


1. Companies incorporated under the Companies Act 1965, Companies Act 2016 or enterprises registered under the registration of Businesses Ordinance 1956 or services providers registered under the Certificate of Practice by any Professional Regulatory Bodies.
2. With at least 60% equity held by Malaysians;
3. Possess a valid premises licence;

All services sectors (excluding financial, insurance, utilities and construction sectors)

Scope of Funding

1. Fixed Assets:
i. Land & buildings/ready-built premises (including renovation);
ii. Machinery / equipment/motor vehicles/hardwares & softwares; and
iii. Other fixed assets.

2. Working Capital:
i. Purchase Revolving Credit; and
ii. Sales Revolving Credit.

3. Term Financing Working Capital:
i. Advertising and Promotional costs such as media advertising, e-commerce website development and printing of promotional materials

Application Procedure

Fill the form to get the application procedure link

Financing Centre Survey Form

Thank you for visiting our Financing Centre page in the I-OGSE Portal

We would like to obtain your feedback on the challenge concerning access to finance to enhance our understanding of companies’ needs and how MPRC can assist to address the challenges.

Your response would be highly appreciated.