FINANCING SCHEME

Financial Supply Chain Financing Programme (FSC)

Provider

Unit Peneraju Agenda Bumiputera (TERAJU)

Objective

Financial Supply Chain (FSC) is a collaborative programme between TERAJU and RHB Islamic Bank Berhad.

It offers two (2) solutions which will cater for post-financing related to projects awarded to the Bumiputera vendors by the Government, GLCs, MNCs and Selected Anchor Companies (Principal).

The objective to ease the cashflow problem faced by Bumiputera companies who are suppliers to Govt, GLCs and MNCs especially during the current economic condition.

Funding Amount

Solution 1: Maximum of RM5 million - variable subject to Supply Chain requirements and the capabilities of the Implementing Agency.

(According to the requirements of the Supply Chain and subject to the approval of the bank)

Solution 2: Maximum of RM1 million per company.

(Up to 1 year (including the grace period of up to 12 months)

Financing Margin: Up to 100% by the bank.

Profit Rate:
Solution 1: COF + 2.0% per annum, subject to company's credit risk.
Solution 2: COF + 1.0% per annum, subject to company's credit risk.

Purpose of Financing

Eligibility

Company Eligibility

  1. Minimum 60% Bumiputera shareholding in the company;
  2. Not a subsidiary of a GLC or MNC company;
  3. The Chief Executive Officer/Managing Director is Bumiputera;
  4. The majority of the company’s Top Management are Bumiputera;
  5. Companies that obtain contracts from Government Agencies, GLCs and selected companies (Principals) agreed by the Implementing Agency.

Company Criteria:
Bumiputera companies at the following levels:

  1. Minimum 2 years of operation
  2. Minimum 1 year relationship with the Principal.

Scope of Funding

  1. Working capital for post financing on Government / Government Link Company’s contract/ MNC and selected anchor companies’ contract

Application Procedure

Fill the form to get the application procedure link

Financing Centre Survey Form

Thank you for visiting our Financing Centre page in the I-OGSE Portal

We would like to obtain your feedback on the challenge concerning access to finance to enhance our understanding of companies’ needs and how MPRC can assist to address the challenges.

Your response would be highly appreciated.