SKIM PEMBIAYAAN

Skim Jaminan Kerajaan MADANI 3 (GGSM 3)

Pembekal

Syarikat Jaminan Pembiayaan Perniagaan (SJPP)

Objektif

To provide financing assistance to Small and Medium Enterprises (SMEs) by providing government guarantees to the participating Financial Institutions (FIs) for the financing provided for all economic sectors, particularly focusing on four (4) sectors:

  • Bumiputera
  • Teknologi tinggi
  • Halal
  • Pelancongan

Jumlah Pembiayaan

1. Financing Limit*:
Up to RM10.0 million per company for all sectors

*This is subject to the aggregate group limit not exceeding RM50 million financing limit for all other schemes under SJPP including DPGS, BTHPRS and this scheme. Group is defined as companies under the same group by way of shareholding (holding 50% or more), directors (providing guarantees), related guarantors, and including Related Parties.

2. Guarantee Coverage:

  • Focus Sectorsup to 80% guarantee on approved financing from participating financial institutions (FIs).
  • Other Sectors
    Financing ≤ RM3 million per customer: Up to 70% guarantee on approved financing from participating FIs.
    Financing > RM3 million per customer: Up to 50% guarantee on approved financing from participating FIs.

Tujuan Pembiayaan

Kelayakan

  1. Terbuka kepada syarikat PKS dari semua sektor:
    • Pemilikan tunggal yang dimiliki oleh Warganegara Malaysia;
    • Perkongsian, dan Perkongsian Liabiliti Terhad dikawal dan majoriti dimiliki oleh Warganegara Malaysia; atau
    • Companies with at least 51% shares held and controlled by Malaysian citizens.
  2. Which is duty registered with:
    • Suruhanjaya Syarikat Malaysia sama ada di bawah Akta Pendaftaran Perniagaan (1956) atau Akta Syarikat (1965/ 2016) atau Akta Perkongsian Liabiliti Terhad (2012); atau
    • Pihak berkuasa atau pejabat daerah masing-masing di Sabah dan Sarawak; atau
    • Badan berkanun masing-masing untuk penyedia perkhidmatan profesional.
  3. Excluding
    • Entiti yang tersenarai awam di papan utama, syarikat berkaitan Kerajaan (GLC), Syarikat Menteri Kewangan Di Perbadanan (MKD), dan perusahaan milik kerajaan.
    • Anak-anak syarikat dengan sekurang-kurangnya 51% saham entiti, yang dinyatakan dalam No. i di atas
    • Business entities where shareholders/directors/owners are civil servants, who are currently in service, except with prior written approval from the employer—Majikan/Ketua Jabatan

Prosedur Permohonan

Isi borang untuk mendapatkan pautan prosedur permohonan