SKIM PEMBIAYAAN

Program Pembiayaan Projek Modal Kerja Islam TERAJU (i-WCPF) oleh Persatuan Pembiayaan

Pembekal

Persatuan Pembiayaan

Objektif

Invoice Financing-i is a broad concept of financing arrangement where it allows companies to finance their early payment on their sales invoices or sales purchases, for goods delivered and/or services completed. This method of financing is ideal for businesses in need of consistent cash flow or cash upfront, especially if the majority of their transactions are on credit terms.

Jumlah Pembiayaan

1. For Receivable

  • Membiayai sehingga 80% nilai invois
  • Pembiayaan sehingga RM1,000,000
  • Tempoh sehingga 120 hari

2. For Payable

  • Pembiayaan sehingga 100% nilai invois
  • Pembiayaan sehingga RM1,000,000
  • Tempoh sehingga 120 hari

Dokumen Permohonan

Required documents are:

  1. Copy of all Director(s) NRIC/Passport
  2. Penyata bank 6 bulan terkini
  3. Akaun Beraudit & Akaun Pengurusan Terkini

Remarks: The list of documents above is not exhaustive. Additional documents may be required as part of the application process.

Tujuan Pembiayaan

Kelayakan

  1. Minimum of 51% Bumiputera shareholding in the company.
  2. Bumiputera status verified by the Ministry of Finance or equivalent  (if applicable).
  3. Chief Executive Officer/ Managing Director/ majority of the company’s top management are Bumiputera.
  4. Companies must be incorporated in Malaysia under the Companies Act 2016.
  5. Not Sole proprietorship companies (Enterprise), conglomerates, Publicly Listed Companies and their subsidiaries, Government-Linked Companies (GLC) and Government-Linked Investment Companies (GLIC) and their subsidiaries, state government-linked companies and their subsidiaries, cooperatives, foundations, associations, and organizations.

Prosedur Permohonan

Isi borang untuk mendapatkan pautan prosedur permohonan